UPDATE: Beneficiaries on a Post

I recently wrote about how to set Beneficiaries on a Post. At that time I thought it was a splendid idea for assuring that charities (or Steemians in need) would receive the support they needed. HOWEVER... At that time, I had set @youarehope as the beneficiary on a particular post. When that post paid-out, though, I was surprised to learn that ALL of the rewards paid to the @youarehope charity was resolved 100% in Steem Power (SP) with NO liquid Steem that could be spent immediately.

For a charity that has immediate needs, that is not an acceptable pay-out. Unless powered-down, Steem Power will not buy potable water, food, clothing, and other necessities that those-in-need require. And, of course, powering-down requires a 13-week waiting period for payout to complete.

So, the best solution might simply be to send liquid (i.e., immediately spendable) Steem or SBD to the intended recipient instead of making them a 'beneficiary' on a post. Of course, this would require the author of the post to remember to do this, and perhaps make some calculations unless the amount is "rounded up."

I would love to hear thoughts from some of our current witnesses or the SteemPeak team ( @asgarth, @dmytrokorol, @jarvie, @r00sj3 ) on this matter. Maybe someone knows a way to change the way beneficiary rewards are paid, perhaps with a drop-down option on the form where beneficiaries are specified? Or would this require a Pull Request (PR), Soft Fork (SF), or Hard Fork (HF) instead? Or is it even worth broaching other options?

Comments, thoughts, and suggestions are welcome!